Phones answered 24/7Hammond, IN 46320
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(833) 490-5225
Serving Lake County

River Flood Damage Response in Hammond, IN

Response to water from a river overflow or high ground water, from the first pumping through the drying of every floor the water reached.

  • Basement water
  • River and storm flooding
  • Frozen and burst lines

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River Flood Damage

River Flood Damage Response: what it covers

Quick answer

A river flood in Hammond is a loss that can reach the ground floor and the basement at once, and it is often followed by weeks of wet ground that keeps water moving into the foundation. The response covers the water in the building, the silt it left and the drying of every floor and wall it reached, in that order.

River Flood Damage Response illustration for Hammond, IN, with the Hammond water tower and rolling hills in the background

The Little Calumet River runs through Hammond and the Munster area, and when it overtops its banks the water comes into the city on the low streets first. The September 2008 flood came after a levee failed, and two people died, and hotels near the river were evacuated in the city. The lessons from that event are still the basis of how river water is handled here.

The Army Corps of Engineers concluded its Little Calumet River Basin levee and floodwall work in July 2024, covering 22 miles of levees and floodwalls. That work changed the river side of the picture, and the February 2018 storm was the first big test of the walls built after 2008. A house on the protected side of a wall can still take water from the rain on its own lot.

A river flood response is a sequence. The first step is safety and the power. The second is the water in the building. The third is the silt and the materials it touched. The last is drying, which runs on readings until every floor and wall the water reached has come back within its goal.

Service area
Hammond & Lake County
Availability
Phones answered 24/7
Warning signs

Signs you need river flood damage response

Do not enter floodwater or walk through standing water near downed wires or open manholes. Do not switch on the furnace or the electrical panel while the basement is wet, and treat silt and sewage as hazardous material.

  • A high-water line on the outside of the house, the garage wall or the fence
  • Mud and leaves in the window wells, the stairs and the lower corners of the rooms
  • Water still rising in the basement hours after the river has begun to fall
  • A furnace, water heater or electrical panel standing in water
  • Damp smell that spreads from the basement to the ground floor through the floor joists
  • Cracks in the foundation wall that appeared or widened during the high water
Job stories

Typical jobs for river flood damage response

Typical job
Illustration: A river-side basement after the water has gone down

A river-side basement after the water has gone down

What homeowners notice
After a river rise, the water has dropped outside but a basement still holds silt across the floor and a high-water line on the lower wall. Stored boxes sit in the silt, and the stairs are coated with grey mud.
What we do
The power to the basement is checked before anyone goes down, and the water is pumped in stages so the walls are not pushed in. Silt is removed with wet methods, the stored items are logged and bagged where they cannot be cleaned, and the walls and floor are read at each stage before the equipment is set.
What to expect
The walls and the framing dry to their goal over the plan's checks, the owner receives the load record and the readings, and the rebuild is quoted once the drying is finished.

several days of pumping and drying typical visit

Options

Types and options for river flood damage response

River overflow into the basement

The water comes in through the walls, the windows and the drains, and it fills the basement to a level that depends on the ground around the house. The clean-up is the basement, the stairs and the lower ground floor.

High ground water after a flood

Water in the ground can keep pressing against the foundation for weeks after the river has fallen. Seepage through the wall and the floor is common, and the drying has to allow for it.

Storm surge into a low street

Water that comes up a low street enters the house at the garage, the door sill and the window well. The loss is often shallower than a basement flood, but it reaches more of the ground floor.

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What did the 2008 flood teach about river water in Hammond?

The 2008 flood showed that river water reaches more than the basement, that silt is the hardest part of the clean-up, and that the neighbors on the river side are affected together. Those lessons still shape how the work is run.

The Little Calumet overflowed in September 2008 after a levee failed, and the water spread through Hammond and the Munster area. Hotels near the river in Hammond were evacuated, and the Hammond fire chief reported homes lost on the Munster side. The flood reached basements across Lake and Porter counties, and the Army Corps reports that two people died.

The reporting from that time, including a regional public radio report, describes basements and streets under water across Lake and Porter counties. It does not give a house-by-house account, so this page does not put a count on how many houses were affected. What a response plans for is the same in every case: the high-water line, the silt, and the materials that have to be read before they can be kept.

What has changed since the levee and floodwall work?

The Army Corps concluded its Little Calumet River Basin levee and floodwall work in July 2024. The walls reduce the river risk, but they do not stop the rain that falls on a lot, and a house behind a wall can still take water.

The 22 miles of levees and floodwalls were built to hold the river back, and the February 2018 storm was the first big test of the walls built after 2008. The sources used for this page do not say how that storm affected individual basements, so none is described here. What it does show is that rain is a separate risk from the river, and a house behind a wall can still need its own drainage checked.

A house in Hammond or Munster should not be assumed safe because it is behind a wall. The response plan works on the water that reached the building, whatever its source, and the drying covers every floor it touched.

Why does the response run on readings and not on the flood level?

The flood level tells you how high the water reached, but not how far it travelled into the materials. The readings show that, and they decide when the drying can stop.

The water line on a wall is the highest point the water reached, and it is an important record. But the wet materials below and behind that line hold moisture, and they keep it after the water is gone. A flood that reached three feet can leave wet material up to the wall plate on the upper floor, and only the readings show where that is.

The readings are repeated until each material reaches its goal. The record shows the readings at each check, so the owner and the insurer can see that the drying was finished, not stopped early.

What should a household do during a river flood warning?

Move valuables and papers up, shut off the power to the basement if the water is rising, and keep the furnace and the water heater off if they are in the water's path. Do not walk into floodwater.

Floodwater hides hazards: open manholes, downed wires, sharp debris and the depth of the water itself. Floodwater should be kept out of, and the response starts only when the water is safe to enter. A household that has moved its contents up in advance has a much smaller clean-up, and the record of the move is useful for the insurer.

After the water has gone down, the first call should be made once the building is safe to enter. Photographs of the high-water line and the damage come before anything is moved, and the owner should keep the record for every stage of the work.

Our process

How our river flood damage response visit works

  1. Make the building safe

    The power is checked before anyone goes into a wet basement, and the gas is shut off where the furnace or water heater has been under water. Access is limited until the structure has been looked at for damage.

  2. Record the high-water line and the damage

    Photographs of the outside, the inside and the high-water line are taken. The record shows how high the water reached and what it reached, which is the basis for the insurer's and the owner's decisions.

  3. Pump, then remove silt and debris

    Water is pumped in stages, the silt is removed and the debris is bagged. The silt is treated as contaminated, so protective gear is used and dust is wetted rather than swept.

  4. Remove materials that cannot be dried

    Carpet pad, drywall, particle board, paper and insulation that stood in river water are taken out. Hard materials are cleaned and set up for drying.

  5. Dry every floor and wall the water reached

    The drying covers the basement and any ground-floor rooms the water touched, with readings taken in every wall and floor where moisture could have travelled. The equipment runs until the readings are dry.

Lake County

Why river flood damage response is different in Northwest Indiana

The Little Calumet runs through Hammond and the Munster area, and the 2008 high-water marks are the local reference for how far river water can come into the city.

Hammond's riverfront hotels were evacuated in 2008, and the streets close to the river are the ones that take water first. Calls from those streets are handled with the river history in mind.

Related

Flooded Basement Cleanup

Removing silt, saturated finishes and stored contents from a flooded basement, then drying the walls, floor and framing to a recorded goal.

Emergency Water Extraction

Pumping and vacuuming standing water out of basements, stairwells and lower floors in Hammond and Lake County, with the source closed first.

Guides

Read before you book

FAQ

River Flood Damage Response FAQs

Is a flooded basement from the river covered by insurance?

Standard homeowner policies generally exclude flood, and separate flood coverage is typically needed. The policy and the insurer decide, so check the policy and ask the insurer in writing.

Why did the water come in when the river was not over the levee?

Water can come from the rain on the lot, from the ground and through the storm drains, even when the river stays inside its walls. Each source is traced and recorded.

How long does a river flood clean-up take?

It depends on how far the water reached and how much silt came in. The drying runs on readings, so the time is set by when each material reaches its goal, not by a fixed number of days.

Should I stay in the house after a river flood?

Not if the power, the gas or the structure is in doubt. Stay somewhere safe until the building has been checked and the power is confirmed safe.

Can the flood damage be dried without taking out the walls?

Sometimes, where the readings fall to the goal and the material is sound. Where silt or saturation has reached the wall cavity, the wall is opened to let it dry.

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